Add your crew, log every expense, and tick who each one is split among. The tool works out the fewest payments to settle up. Add as many expenses as you want. Nothing is stored, and it keeps working with your phone in airplane mode.
Display only. No conversion is applied.
Leave everyone unticked and the expense splits across the whole crew.
Leave everyone unticked and the expense splits across the whole crew.
Leave everyone unticked and the expense splits across the whole crew.
The fewest payments that clear every balance.
Sam pays Alex
Riley pays Alex
Each person's balance
Alex
is owed
Sam
owes
Riley
owes
This splitter is free forever and stays single-session. If you want the split, the plan, the map, and the group chat in one app instead of five, take the next step on your phone. Settlement still happens in your usual transfer app.
Splitwise built the category, and its cross-trip ledger is genuinely good. What changed is the free tier: it now limits how many expenses you can add in a day, runs ads, and pushes the upgrade on the whole group. For a single trip you just want to split and settle, this free Splitwise alternative removes that friction.
This is a one-session calculator you copy and paste. If you want a running balance that syncs between phones across many trips, a dedicated ledger app still does that. NomadCrew in-app expenses are early and live inside the trip. Settlement still happens in Venmo, Revolut, or the bank app you already use.
Nobody in the crew hits a paywall. The tool stays free no matter how many expenses you add.
Do not split line items blindly. First agree on the likely total for the trip so everyone is discussing the same reality.
One bucket for essentials, another for personal choices. That keeps fairness obvious and prevents resentment.
Use one owner per category, one shared source of truth, and a visible rule for how each category gets divided.
Owner: Alex. Rule: equal split across everyone staying in the room. Settlement: after booking.
Owner: Maya. Rule: opt-in only. Settlement: same day so the group does not carry fuzzy balances.
Most groups do not fail because math is hard. They fail because the rules were never explicit.
Use these next if you want to turn the framework into an actual trip workflow.
This calculator is free forever, no account needed. NomadCrew is the group-travel app where the plan, the map, the chat, and in-trip expenses live in one place instead of scattered across five apps and a group chat. Android is in closed testing. Settlement stays in your usual transfer app.