Add your crew, log every expense, and tick who each one is split among. The tool works out the fewest payments to settle up. Add as many expenses as you want. Nothing is stored, and it keeps working with your phone in airplane mode.
The fewest payments that clear every balance.
This tool is free forever, no strings. If you want the split, the plan, the map, and the group chat in one app instead of five, join Android early access. Optional, and it does not affect the calculator.
Splitwise built the category, and its cross-trip ledger is genuinely good. What changed is the free tier: it now limits how many expenses you can add in a day, runs ads, and pushes the upgrade on the whole group. For a single trip you just want to split and settle, that friction is the opposite of helpful.
This is a one-session calculator you copy and paste. If you want a running balance that syncs between phones across many trips, Splitwise still does that.
Nobody in the crew hits a paywall. The tool stays free no matter how many expenses you add.
Do not split line items blindly. First agree on the likely total for the trip so everyone is discussing the same reality.
One bucket for essentials, another for personal choices. That keeps fairness obvious and prevents resentment.
Use one owner per category, one shared source of truth, and a visible rule for how each category gets divided.
Owner: Alex. Rule: equal split across everyone staying in the room. Settlement: after booking.
Owner: Maya. Rule: opt-in only. Settlement: same day so the group does not carry fuzzy balances.
Most groups do not fail because math is hard. They fail because the rules were never explicit.
Use these next if you want to turn the framework into an actual trip workflow.
This calculator is free forever, no account needed. NomadCrew is the group-travel app where the plan, the map, the chat, and in-trip expenses live in one place instead of scattered across five apps and a group chat. Android early access is open.